Tezinfoz - your reliable financial partner

We provide financial services with transparency, reliability and speed. Our goal is to support the personal and business development of our clients.

Tezinfoz - your reliable financial partner

Loan in one step - with gold collateral

Get cash quickly and safely by offering gold as collateral. Pricing is transparent, terms are clear and service is fast.

Loan in one step - with gold collateral

Get goods on credit from "Volna" stores

Get TV, telephone, household appliances and other goods with convenient terms and simple procedures with a loan. Decision in a few minutes without much worry.

Get goods on credit from "Volna" stores

A loan to grow your business

Get quick and convenient financing to expand operations, purchase goods or equipment. The conditions are clear, the procedure is simple and the decision is made in a short time.

A loan to grow your business

Our advantages

Why clients choose MDO “Tezinfoz”

01

Fast decision

Fast review of applications and consultation. Fewer steps — more convenience for the client.

02

Transparent terms

Clear rates, terms, and contracts — no hidden fees or unpleasant surprises.

03

Goods in installments

Get the product today — pay the price gradually in installments. Convenient, fast, and easy to understand.

04

Trust and protection

NBT license, modern data protection, and professional support at every step.

Loan calculator

Calculate the monthly loan payment (annuity)

Calculate loan

Move the sliders to calculate
Loan amount 36 000 с
Term (months) 36 months
Interest (%) 24%

Calculation result

Monthly payment — с
Interest rate —%
Total to pay — с

By clicking “Apply”, you agree to the processing of personal data.

Exchange rates

Today’s current rates (TJS)

Exchange rate

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News

Latest events and updates

All news
Launch of new online service: tezinvest.tj
News 01.03.2026

Launch of new online service: tezinvest.tj

Necessary information, online loan application and technical support - all in one site. Good news! We launched our new…

A loan with gold collateral at a low interest rate
News 01.03.2026

A loan with gold collateral at a low interest rate

A convenient solution for emergencies: collateral - gold, terms - clear. If you need cash immediately, a gold collater…

Credit for the purchase of goods from Volna stores
News 01.03.2026

Credit for the purchase of goods from Volna stores

Get it today — pay with a plan. Terms are simple and review is fast. Do you want to buy household appliances, furnitur…

Our partners

Organizations we cooperate with

What our customers say

5 customer reviews from Dushanbe

⭐ 4.9 / 5
Ф
Faridun R.
Dushanbe • Goods in installments

I used “Goods in installments” to buy household appliances. Everything was completed in less than half an hour. The terms are transparent, and the staff explained the payment schedule in detail.

Н
Nilufar K.
Dushanbe • Loan

I applied for a consumer loan. The decision was made quickly, and there were no hidden fees. I am very satisfied with the service.

А
Aziz Sh.
Dushanbe • Business loan

I took a business loan to expand my store. The documents were prepared quickly, and the funds were provided on time. Professional approach and transparent terms.

М
Mehrangez T.
Dushanbe • Goods in installments

I purchased furniture through the “Goods in installments” program. Very convenient — no down payment. Everything was fast and without extra paperwork.

Д
Daler Kh.
Dushanbe • Loan

I took a loan for personal needs. They provided the payment schedule right away — everything was clear. I waited a little for approval, but overall the service is excellent.